|
|
ADDRESS
202 Bussey Street
Dedham, MA 02026
Tel: 781.326.8068
Fax:
781.326.4057
HOURS
Monday
- Closed Tues/Thurs/Friday
9:00AM
- 4:00PM Wed
- 9:00AM-6:00PM
Please note,
if the last
day of the month falls on a regular business day the
Credit Union will close at 2:00pm on that day. |
 
|
 |
| |
RATES |
|
|
|
|
Please
contact the Credit Union for any rate that is not
disclosed
Effective Date:
April 9,
2008
| Account
Type |
Minimum
Open
Balance |
Minimum
Dividend Balance |
Dividend
Rate
|
APY** |
| Shares |
$5.00 |
$5.00 |
contact
cu |
contact
cu |
|
6 Month Certificate |
$1,000 |
$1,000 |
2.65% |
2.68% |
|
12 Month Certificate |
$1,000 |
$1,000 |
2.75% |
2.78% |
|
Dividends
are calculated on the average daily balance,
and paid quarterly. |
| Penalties
apply for early withdrawal from certificates |
*Annual
Percentage Rate *
*Annual Percentage Yield
All
share account dividends are earned on the average
daily balance (unless otherwise noted) and are posted
and compounded quarterly.
A
penalty will be imposed for early withdrawal of funds
from CD's.
See our Truth-In-Savings
disclosure concerning dividend calculation methods and restrictions.
Rates are subject to change. Not responsible for typographical
errors or omissions.
Effective
Date: April 9, 2008
Loan
Rates
| Mortgages |
Click
here for a Mortgage Application
or
Answer
a few short questions to see your mortgage rate
options
|
| APR |
Terms |
| Personal |
11% |
up
to $7,500.00 for up to 4 years, approximate payment
per $1000.00 = $25.37 |
|
12% |
up
to $15,000.00 for up to 5 years, approximate payment
per $1000.00 = $21.75 |
| Interest Saver -
pay off high interest credit cards or consumer loans |
8.25% |
up to $7,500.00
for up to 3
years, approximate payment
per $1000.00 = $31.46 checks made
out to original creditor
|
| Interest Saver |
8.50% |
up to $10,000.00
for up to
4 years, approximate payment
per $1000.00 = $24.65 checks made
out to original creditor
|
|
8.75% |
up to $15,000.00
for up to 5
years, approximate payment
per $1000.00 = $20.64 checks made
out to original creditor
|
| Limits
for all unsecured loans are $7,500.00 or $15,000
with a co-signer. |
| New Cars |
5.00% |
up to 3 year term,
approximate payment per $1000.00 = $29.98 |
|
5.50% |
up to 4 year term,
approximate payment per $1000.00 = $23.26 |
|
6.00% |
up to 5 year term,
approximate payment per $1000.00 = $19.34 |
|
6.25% |
up to 6 year term,
approximate payment per $1000.00 = $16.69*
*for loans over $25,000.00 only. |
|
New
Car Loans: Borrow up to purchase price plus sales
tax.
|
| Used Cars |
| 2006
& 2007 |
6.50% |
up to 5 year term, approximate payment per $1000.00 =
$19.57 up to 95% of NADA retail plus sales tax |
|
2006 & 2007 |
6.75% |
up to 6 year term, approximate payment per $1000.00 =
$16.93* up to 90% of NADA retail plus sales tax. *for loans over $25,000.00 only. |
|
2004 & 2005 |
6.75% |
up to 4 year term, approximate payment per $1000.00 =
$23.83 up to 90% of NADA retail plus sales tax |
|
2002
& 2003 |
7.00% |
up to 3 year term, approximate payment per $1000.00 =
$30.88
up to 85% of NADA retail plus sales tax
|
Remember: All of the above are subject to credit approval.
Disability Insurance and/or Life Insurance may be
purchased on any loan. Rates are subject to
change. Not responsible for typographical errors
or omissions.
|
|
|
